Family life insurance

---

 With one click, you can start the process of getting a life insurance policy. You can apply for life insurance on you, your spouse, your legally adopted children, your children, and your grandchildren. 

The process is easy, and we will help you. 

THREE DIFFERENT PLANS OF INSURANCE ARE AVAILABLE. 

ONE. Whole life insurance. This policy is good for your whole life. Once you make your selection, nothing changes. The price never goes up. Your coverage stays the same. Also, it builds cash accumulations which allows you to have more options.

TWO. Term life insurance. Term policies are good because they insure for a period of time. These policies help for Mortgage Loans, Car Loans, and anytime there is a temporary need for insurance. Usually, the policies provide insurance for 10 years, 15 years, or 20 years.

THIRD. Return of Premium life insurance. If you are age 50 and under, you pay on this policy for only 20 years. After the 20 years, you will get 80% of your base premiums returned. I you need insurance more than money, that money will buy a policy for 2-3 the value of the money. You never pay any more on this policy, and it is good until age 99. 

INSURANCE FOR CHILDREN AND GRANDCHILDREN If you are a parent and owner of one of the above policies, you can get a children's term rider which will cover all your children ages 18 and under for $10,000.00 each for one small monthly amount.

 Or...you can get an individual whole life policy on your child (children) and pick the coverage and monthly premium. 

Grandchildren...you can get an individual whole life policy on your grandchildren. Many times, grandparents help financially at a time of need, and you would have this protection.